One system that heats and cools — for one real price
A heat pump replaces both your AC and your heating in a single efficient system. Answer a few questions and see a real, all-in installed price — equipment, labor, and permits included.
- Efficient heat pumps that heat and cool year-round
- May qualify for federal and local energy incentives
- Licensed, insured installers and handled permits
- Low monthly payments through our financing partner Finti
What's included in every install
The price you see is the whole job. No line-item surprises, no "that's extra" on install day.
Removal & disposal
We haul away and responsibly dispose of your old equipment — it's part of the job, not an add-on.
Licensed, insured installers
Every install is performed by a licensed, insured local installer — never a subcontracted mystery crew.
Permits handled
We pull the permit for your local jurisdiction and schedule any required inspection.
Pressure test & commissioning
The system is pressure-tested, charged to spec, and fully commissioned before the installer leaves.
Warranty registration
We register your equipment with the manufacturer so the full warranty is active from day one.
Cleanup
Work areas are protected during the install and left the way the installer found them.
What a new heat pump typically costs
Heat pump pricing follows efficiency tier and cold-weather capability. These are honest all-in ranges — equipment, labor, and permits — before any tax credits or utility rebates you may qualify for.
| System tier | Typical installed range |
|---|---|
| Standard efficiency (14.3–15.2 SEER2) | $8,000–$10,500 |
| High efficiency (16–18 SEER2) | $10,000–$13,500 |
| Cold-climate / variable-speed | $12,500–$17,000 |
Signs it's time for a new heat pump
A heat pump is worth pricing whether you're replacing an old one or replacing separate heating and cooling with one system.
- Your existing heat pump is 10–15+ years old, or struggles in defrost mode
- Your AC and furnace are both aging — one heat pump can replace both
- You heat with electric resistance, propane, or oil — a heat pump usually costs far less to run
- You want to qualify for federal tax credits and local utility rebates
- Your winters are mild to moderate — prime heat pump territory
- You want one system, one filter, and one thing to maintain
How it works with Install Direct
1. Answer a few questions
Tell us about your home and current system — it takes about 60 seconds, no sales visit.
2. See Good / Better / Best pricing
Three real, all-in installed prices — equipment, labor, and permits included. Compare and pick.
3. Your installer verifies & installs
A licensed local installer verifies your site before any equipment is ordered, then completes the install.
4. Confirm it's working
You confirm the system is running right before the job is closed out. That's the finish line.
Estimate your monthly payment
Move the slider to see roughly what a new system could cost per month.
$150/mo
60 mo · 0% intro
$104/mo
120 mo · 6.99% APR
$91/mo
180 mo · 8.99% APR
Estimates only. Your actual rate, term, and payment are set by the lender you choose through Finti when you apply. Subject to credit approval.
Frequently asked questions
Do heat pumps work in cold weather?
Yes. Modern heat pumps heat effectively well below freezing, and cold-climate models are built for sustained sub-freezing temperatures. In the coldest regions, systems are commonly paired with backup heat for the deepest cold snaps.
Can I get tax credits or rebates for a heat pump?
Qualifying high-efficiency heat pumps may be eligible for federal tax credits, and many utilities offer local rebates on top. Eligibility depends on the equipment and your situation — our tax credits and rebates guide walks through how to check.
Do I need backup heat?
In mild and moderate climates, usually not. In colder climates a heat pump is often paired with electric backup strips or an existing furnace (a dual-fuel setup). Your installer confirms the right configuration during site verification, before equipment is ordered.
How long does a heat pump installation take?
Most heat pump installs are completed in one day. Replacing both an old AC and furnace with a single heat pump system can occasionally run longer — your installer will tell you up front.
Heat pump or AC + furnace — which is right for me?
It mostly comes down to your climate, your fuel prices, and whether you value one system over two. In many homes the heat pump wins on operating cost; in others gas heat still pencils out. Our comparison guide walks through the real math.
Do your homework first
Straight-talking guides — no fluff, no scare tactics — so you know exactly what you're buying.
Your price is a minute away
Skip the sales visit. See a real, all-in installed price on a new heat pump — then decide on your own time.
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